Concerns over cost are a common culprit when it comes to choosing business as usual over making changes or improvements to outdated technology and processes. Thinking the cost of implementing modern solutions will be far greater than the cost of maintaining their current, legacy technology can put insurance organizations into technical debt and negatively impact…
Anyone who has a desire or need for immediate, tax-free cash should have life insurance. It either creates an estate or protects an estate. Is it to say that if someone buys a life insurance policy they have automatic, immediate access to tax-free cash? It’s possible but unlikely. If someone buys a true life insurance…
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As the insurance market continues to embrace environmental, social and corporate governance (ESG), both traditional and digital insurers are discovering that while there are many benefits to implementing ESG and related programs into their existing practices, it can also be a double-edged sword. On the one hand, it is widely understood that companies which prioritize…
Unfortunately, travel insurance is an additional expense but an important one. It helps you cover unforeseen situations like flight cancellations, lost possessions, and medical costs. However, it can be tricky to choose the best policy. Sometimes, the details are too complex that they can compromise your claims if the situation calls for it. For your…
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There are numerous companies existing today that offer life insurance policies. Though the crux of the policy (to ensure a safe and sound life of an individual’s survivors as well as to the individual) does not alter yet companies try to differ with each other by making different classifications or bifurcations. Broadly the life insurance…
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By Max Dorfman, Research Writer, Triple-I The cost of claims per insured home in the United States has increased at a rate outpacing inflation over the past 20 years, according the Insurance Research Council (IRC) — like Triple-I, an affiliate of The Institutes. A new IRC study, Trends in Homeowners Insurance Claims: 2001–2021, attributes this…
