A step-by-step guide on checking the status of your LIC policy online and via SMS without the need to register on the company’s website.
LIC is undoubtedly one of the best insurance companies offering a host of policy options to customers all over India. The company takes pride in having served more than 290 million customers so far. More than the number of policies sold, it is the service that LIC offers to its privileged customers which makes it popular among its policyholders. For instance, the flexibility to check LIC policy status without having to register yourself on the company’s official website.
When you buy a policy of any kind, say Life Insurance, health insurance, or motor insurance, from LIC, you would need to check the status from time to time of your policy purchased. This is important in order to keep track of the premium payable towards the plan. Timely payment of premium would help keep your policy active throughout its specified term and allow you to enjoy its benefits in the future (either upon maturity or otherwise, depending on the nature of the plan).
Now, to allow its customers more ease of convenience, LIC has an online presence on its official website – www.licindia.in. Here, one can easily check their LIC policy details by policy number as well as the status of their policy. The best part is that they don’t even need to register on the company’s website (fill out a registration form or enter personal details before logging in).
And to make things even more comfortable for policyholders who do not have access to the internet, LIC even provides the facility of checking policy status via SMS. Let us look at both these ways (online and SMS) to check your LIC policy status without registration. Read on.
How to Check My LIC Policy Status Without Registration Online?
In order to check the status of your LIC policy online without registering yourself first on the company’s official website, all you need to do is link your mobile number with the specific policy. Here’s an easy step-by-step process to do the same:
Step 1: Make sure that the messaging app has been installed on your mobile phone.
Step 2: Go to Compose.
Step 3: Write the message, ASKLIC XXXXXX STAT. Now send this message to the number 56767877. You need to enter your policy number in the field ‘XXXXXX’.
Step 4: You will receive your LIC policy status from the company via SMS on your mobile number.
Make sure that before sending the SMS, you have linked your mobile number to the LIC policy for which you need to check the current status to avoid receiving an error message. The table below shows the specific codes that can be written in the message based on the action needed:
Type of Enquiry Raised | What it Means | SMS Code to be Sent in the Message |
Revival Amount | In case of policy lapse, you can revive it again anytime within the next 5 years | ASKLIC<Policy Number>REVIVAL; send to 56767877 |
Nomination Details Status | To enquire regarding the details of nominations | ASKLIC<Policy Number>NOM; send to 56767877 |
Premium Installment Details | To enquire about premium payments and frequency of payment – monthly, quarterly, half-yearly, or annually | ASKLIC<Policy Number>PREMIUM; send to 56767877 |
Loan Amount Available | Total amount of loan that can be availed from the policy | ASKLIC<Policy Number>LOAN; send to 56767877 |
Amount of Bonus | The total amount accumulated as bonus on the policy as on today | ASKLIC<Policy Number>BONUS; send to 56767877 |
IPP Policy Status | IPP refers to Individual Policy Plan; enquiry raised to check its status | ASKLIC<Policy Number>STAT; send to 56767877 |
Last Annuity Release Date | To know the date when the annuitant can release payments from the annuity | ASKLIC<Policy Number>ANNPD; send to 56767877 |
Information on Cheque Return | Details regarding return of cheque if the drawer’s account does not have sufficient funds | ASKLIC<Policy Number>CHQRET; send to 56767877 |
Existence Certificate Due | Existence Certificate refers to a document certifying the existence of a person | ASKLIC<Policy Number>ECDUE; send to 56767877 |
Amount of Annuity | Total amount paid in series at equal time intervals | ASKLIC<Policy Number>AMOUNT; send to 56767877 |
Read More: Best LIC Policy for Girl Child
How to Check My LIC Policy Status With Online Registration?
For policyholders with easy internet access, LIC allows the facility of checking policy status online on the company’s official website. New users can register on the website and then check for the latest status updates on their respective policy purchased online.
You can follow these simple steps to check your LIC policy status online through registration:
Step 1: Visit the customer portal of LIC’s official website: https://licindia.in/Home-(1)/LICOnlineServicePortal
Step 2: Click on the ‘New User’ tab. A new page will appear.
Step 3: You will need to fill out all the required fields on that page. These would include mentioning your current policy number. After filling out all the required fields only, you would be able to register yourself on the customer portal.
Step 4: Make sure to recheck all the filled details once before hitting the Proceed button on the page. In case of any wrongly entered detail, it would be automatically deleted from the system’s database within 5 days.
Step 5: You will now need to create a new user ID and password. After doing so, hit Submit.
Step 6: Congratulations! Your account is now created and you can now go back to the customer portal to enter your login credentials.
Step 7: Check your LIC policy status after logging in.
Summing Up
We hope that the information detailed in this blog helps you with LIC policy status check without registration via SMS as well as through online registration on the company’s customer portal as a new user. With these facilities, the LIC policyholder can easily check the current status of their policy sitting at home without having to visit the company’s branch physically. For more details on the various types of LIC insurance policies, visit PayBima.
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