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A blessing in disguise for the economically weaker sections in Gujarat, let’s learn more about the Mukhyamantri Amrutum Yojana, the MAA card, the policy coverage, its benefits, and eligibility for enrolment.
Keeping in line with the initiative of the Government of India to ensure quality healthcare services to each and every person in the country, all state governments make equal efforts to make this dream a reality. The Mukhyamantri Amrutum Yojana launched by the government of Gujarat is an example in this regard. The scheme was launched in the state with the initial intent to provide healthcare coverage to the BPL or Below Poverty Line segment in Gujarat. However, the scheme was later modified to include lower middle-class households too.
What is Mukhyamantri Amrutum Yojana?
Mukyamantri Amrutum or MA Yojana is a state-run health insurance scheme designed to provide complete coverage to a person for all of their healthcare needs. This includes everything from diagnosis of the condition, diagnostic tests, hospitalization expenses, as well as post-hospitalization care. The scheme was launched by the Gujarat government on September 4, 2012. Over the last 10 years, the scheme has proved to be a blessing in disguise for the financially weaker sections of the state population.
How Does the Mukhyamantri Amrutum Yojana Work?
In order to avail health insurance coverage benefits under the scheme, the policyholder is required to have an MAA card, presenting which they can seek coverage as a beneficiary under the policy. To enroll for the MA Amrutam card, the policyholder is required to be physically present at the enrollment kiosk. Alternatively, the MAA card can also be downloaded online on certain mobile apps.
Now, while seeking health insurance coverage under the scheme during a medical emergency, the beneficiary is required to submit the MAA card in Gujarati. Upon presenting the card, the beneficiary is entitled to receive health insurance benefits as part of the Yojana.
Let us learn a little more about how to enroll for the Amrutam card below.
How to Enroll for a MAA Card?
Here are the steps to apply for the Amrutam health card:
- You would need to be physically present at the enrollment center for getting enrolled for the MAA card.
- Fill out the MA Vatsalya Card application form with all the required information.
- Once enrolled into the Yojana, you may visit the kiosk again to check the status of your Mukhyamantri Amrutum Vatsalya card.
Note: In case you wish to enroll for the MA Amrutam card online, apply by following the simple steps detailed below.
- To obtain the MAA card online, apply on the official portal of MA Gujarat (http://www.magujarat.com/).
- You may also log on to the website to know more details about the MA Yojana.
- As for the MA Amrutam card validity check online, it can be done by simply logging in to the portal with your login credentials.
How to Check Eligibility for MA Card?
Only certain sections of the state population are eligible to apply for the MAA card. To know whether or not you can apply for the MA Scheme, check out the criteria listed below:
- If your family is listed in the Below Poverty Line or BPL category list of the state government of Gujarat
- If the annual income of your family is up to Rs. 400,000
- If you or your family members fall under the Class 3 & 4 employees on fixed payment, as appointed by the state government
- If you are a senior citizen of a family whose total annual income is up to Rs. 600,000
- If you are an Accredited Social Health Activist (ASHA) employee
If you belong to any of the above categories, you are eligible to apply for the Mukhyamantri Amrutam Yojana of the Gujarat government.
MA Amrutam Card Hospital List
Now that you have the MAA card, you can use it to avail insurance coverage under the scheme in times of medical contingencies. Here is a detailed list of network hospitals where the card can be used by the beneficiary to seek cashless health insurance benefit:
- Mr. M. Parikh Cardiac Care Center, Khambhat
- B.T. Savani Kidney Hospital, Rajkot
- Yashfeen Group Of Hospitals, Navsari
- India Cancer Hospital and Research Institute, Ahmedabad
- Saachi Hospital, Surat
- Baroda Heart Institute and Research Center
- Goenka Hospital, Gandhinagar
- Surat Municipal Medical College
- Hanuman Hospital, Bhavnagar
- Virok Super Specialty Hospital, Vadodara
Coverage of MA Yojana – What is Included?
To avail the health insurance benefit under the scheme, it is important to know the various diseases and health conditions that are provided coverage for. Here is a list of some of the diseases and treatment procedures covered under the Yojana for your reference:
- Cardiological procedures
- General surgical procedures
- Knee replacement surgery
- Hip replacement surgery
- Neonatal treatment packages
- Ophthalmological procedures
- Organ transplants
- Pediatric surgical procedures
- Surgical Oncology treatment
Exclusions of the MA Yojana – What is Not Included
While the Mukhyamatri Amrutum Yojana covers a wide range of health treatments and procedures as listed above, there are certain areas that do not fall in the coverage area of the scheme.
For instance, some non-emergency medical procedures may not be covered under the scheme. Also, cosmetic procedures such as plastic surgery for enhancement of aesthetics do not find mention in the coverage area of the Yojana.
Benefits of Availing the Mukhyamantri Amrutum Yojana
We learned all about the MA Yojana in detail in the blog. Now let us look at the top benefits to the beneficiary of the scheme:
|Areas Covered Under the Yojana||Advantages to the Beneficiary|
|Travel/conveyance charges||Up to Rs. 300 covered for every hospitalization|
|Healthcare expenses covered||Up to Rs. 5 lakh per family every year|
|Return of money||Rs. 6 per km from hospital to home|
|Other benefits||All benefits of the PM-JAY package (Ayushman Bharat Pradhan Mantri Jan Arogya Yojana)|
Read More: Preventive Health Checkup 80d Deduction, Proof and Tax Benefits
The Mukhyamantri Amrutum Yojana is run by the Gujarat government for the economically weaker sections of the society with a view to providing them quality healthcare and easily affordable cost. The scheme has a number of benefits for the BPL and lower middle-income households and covers a wide array of areas for insurance coverage. To know more about the scheme, visit the official portal www.magujarat.com.
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FAQs on Mukhyamantri Amrutum Yojana
How many family members are covered under MA Yojana?
A total of 5 family members are covered under the scheme. In case of a newborn baby in the family, he/she is considered as the 6th family member.
Is there a waiting period for the coverage for pre-existing diseases?
All pre-existing diseases are covered under the Yojana and MAA card benefits are assigned to the beneficiary from the date of commencement of the scheme. There is no waiting period.
What actions can be performed at a kiosk of Mukhyamantri Amrutum Vatsalya Yojana?
The following actions can be performed at the MA Yojana kiosk:
New enrollment for the scheme
Split Card application
MAA card hot-listing, in case of lost cards
Addition or removal of members
Updation of migration details
Correction of errors on MAA card
What are the features of Mukhyamantri Amrutum Yojana?
Here are the top features of the scheme:
No premium payable
No amount to be paid for enrollment under the scheme
Incentive of Rs. 100 per family is paid to ASHA workers who assist BPL households under the scheme
The scheme is 100% funded by the state government of Gujarat
What is the validity of MA Amrutum card?
The MAA card is valid for a total of 3 years. The beneficiary is required to get the card renewed after 3 years to continue insurance coverage under the scheme